<?xml version="1.0" encoding="UTF-8"?><rss xmlns:dc="http://purl.org/dc/elements/1.1/" xmlns:content="http://purl.org/rss/1.0/modules/content/" xmlns:atom="http://www.w3.org/2005/Atom" version="2.0"><channel><title><![CDATA[Larissa McKenzie NMLS #2749501]]></title><description><![CDATA[Larissa McKenzie, NMLS 2749501 – Mortgage Loan Originator at Motto Mortgage
Larissa McKenzie helps homebuyers and homeowners find the right mortgage. ]]></description><link>https://mckenzielending.wixsite.com/my-site/blog</link><generator>RSS for Node</generator><lastBuildDate>Sun, 18 Oct 2026 02:33:20 GMT</lastBuildDate><atom:link href="https://mckenzielending.wixsite.com/my-site/blog-feed.xml" rel="self" type="application/rss+xml"/><item><title><![CDATA[Georgia Down Payment Help: Your Guide to Assistance Programs]]></title><description><![CDATA[Buying a home is a big step, and the down payment can feel like a huge hurdle. Luckily, if you’re looking to buy a home in Georgia, there are several programs designed to help you with that initial cost. These programs make homeownership more accessible by offering financial support, so you don’t have to worry about saving every penny on your own. I’m here to walk you through the options and explain how you can take advantage of these opportunities. Understanding Down Payment Help in Georgia...]]></description><link>https://mckenzielending.wixsite.com/my-site/post/georgia-down-payment-help-your-guide-to-assistance-programs</link><guid isPermaLink="false">69c284f6d67c72d7ecb7bcc2</guid><pubDate>Sun, 05 Apr 2026 00:56:48 GMT</pubDate><enclosure url="https://static.wixstatic.com/media/c58815_3dce8fe89e324713bfdab2637ec00902~mv2.png/v1/fit/w_1000,h_576,al_c,q_80/file.png" length="0" type="image/png"/><dc:creator>Curley Mckenzie</dc:creator></item><item><title><![CDATA[First-Time Home Buyer Programs in Georgia: Your Guide to Georgia Buyer Programs]]></title><description><![CDATA[Buying your first home is an exciting journey, but it can also feel overwhelming. Luckily, Georgia offers several Georgia buyer programs  designed to make homeownership more affordable and accessible. Whether you’re just starting to explore your options or ready to take the plunge, understanding these programs can help you save money and gain confidence in your purchase. In this post, I’ll walk you through some of the best first-time home buyer programs in Georgia, explain key rules like the...]]></description><link>https://mckenzielending.wixsite.com/my-site/post/first-time-home-buyer-programs-in-georgia-your-guide-to-georgia-buyer-programs</link><guid isPermaLink="false">6995ce54bd1e38a23b7eccab</guid><pubDate>Mon, 23 Feb 2026 14:05:23 GMT</pubDate><enclosure url="https://static.wixstatic.com/media/c58815_3691ab755b16464192156e64a6981fb1~mv2.png/v1/fit/w_1000,h_576,al_c,q_80/file.png" length="0" type="image/png"/><dc:creator>Curley Mckenzie</dc:creator></item><item><title><![CDATA[Down Payment Help Georgia: Georgia Down Payment Assistance Programs Explained]]></title><description><![CDATA[Buying a home is one of the most exciting and important steps you can take. But let’s be honest - saving for a down payment can feel overwhelming. That’s why I want to share some great news with you. Georgia offers several down payment assistance programs designed to make homeownership more affordable and accessible. Whether you’re a first-time buyer or have purchased before, these programs can help you get closer to your dream home. In this post, I’ll walk you through the key details of down...]]></description><link>https://mckenzielending.wixsite.com/my-site/post/down-payment-help-georgia-georgia-down-payment-assistance-programs-explained</link><guid isPermaLink="false">6995ce50f797687350e5923e</guid><pubDate>Mon, 23 Feb 2026 13:46:35 GMT</pubDate><enclosure url="https://static.wixstatic.com/media/c58815_e1d46f46195740af8541a9b10e368900~mv2.png/v1/fit/w_1000,h_576,al_c,q_80/file.png" length="0" type="image/png"/><dc:creator>Curley Mckenzie</dc:creator></item><item><title><![CDATA[Understanding VA Loan Benefits: Your Guide to Homeownership Success]]></title><description><![CDATA[Buying a home is a big step, and if you qualify for a VA home loan, you have a powerful tool to make that step easier. VA loans offer unique benefits that can save you money and reduce stress during the homebuying process. I’m here to walk you through everything you need to know about VA loan benefits, so you can confidently take advantage of this opportunity. What Are VA Loan Benefits and Why Do They Matter? VA loan benefits are special advantages provided to eligible veterans, active-duty...]]></description><link>https://mckenzielending.wixsite.com/my-site/post/understanding-va-loan-benefits-your-guide-to-homeownership-success</link><guid isPermaLink="false">6970dcac61068570a94b63c8</guid><pubDate>Mon, 26 Jan 2026 14:15:23 GMT</pubDate><enclosure url="https://static.wixstatic.com/media/c58815_99e025a84e2a43deb5dbf348b67f2692~mv2.png/v1/fit/w_1000,h_576,al_c,q_80/file.png" length="0" type="image/png"/><dc:creator>Curley Mckenzie</dc:creator></item><item><title><![CDATA[VA Loan Details Simplified: Comprehensive Guide to VA Home Loan Information]]></title><description><![CDATA[Buying a home can feel overwhelming, especially when you’re exploring your financing options. If you’re a veteran, active-duty service member, or a qualifying family member, a VA home loan might be the perfect fit for you. I’m here to walk you through everything you need to know about VA loans in a simple, friendly way. By the end of this guide, you’ll feel confident about how VA loans work and how they can help you achieve your homeownership dreams. VA Loan Details Simplified: What You Need...]]></description><link>https://mckenzielending.wixsite.com/my-site/post/va-loan-details-simplified-comprehensive-guide-to-va-home-loan-information</link><guid isPermaLink="false">6953d61a52e43c3d55bb2b24</guid><pubDate>Tue, 13 Jan 2026 13:30:08 GMT</pubDate><enclosure url="https://static.wixstatic.com/media/c58815_549d12b6553c4b9182280ce7ad32c3a1~mv2.png/v1/fit/w_1000,h_576,al_c,q_80/file.png" length="0" type="image/png"/><dc:creator>Curley Mckenzie</dc:creator></item><item><title><![CDATA[Essential Home Buying Checklist Explained: Your Guide to a Smooth Purchase]]></title><description><![CDATA[Buying a home is one of the most exciting and important decisions you will make. Whether it’s your first time or you’re a seasoned buyer, having a clear plan can make the process much easier and less stressful. I’ve put together this essential home buying checklist explained in simple steps to help you navigate every stage confidently. From budgeting to closing, this guide will keep you on track and informed. Understanding the Home Buying Checklist Explained Before diving into the market,...]]></description><link>https://mckenzielending.wixsite.com/my-site/post/essential-home-buying-checklist-explained-your-guide-to-a-smooth-purchase</link><guid isPermaLink="false">695d1b6978dbc4a29170be73</guid><pubDate>Mon, 12 Jan 2026 14:00:23 GMT</pubDate><enclosure url="https://static.wixstatic.com/media/c58815_353a3aba784f44f1a69ca6051af14a21~mv2.png/v1/fit/w_1000,h_576,al_c,q_80/file.png" length="0" type="image/png"/><dc:creator>Curley Mckenzie</dc:creator></item><item><title><![CDATA[Discover Today's Current Mortgage Rates Georgia]]></title><description><![CDATA[Buying a home is one of the most exciting and important decisions you’ll make. Whether you’re stepping into the market for the first time or you’ve been through the process before, understanding current mortgage rates Georgia  is key to making smart financial choices. Today, I want to walk you through everything you need to know about mortgage rates in Georgia, how they affect your buying power, and what you can do to secure the best deal possible. What Are Current Mortgage Rates Georgia?...]]></description><link>https://mckenzielending.wixsite.com/my-site/post/discover-today-s-current-mortgage-rates-georgia</link><guid isPermaLink="false">6962ffe141b846e43e829261</guid><pubDate>Mon, 12 Jan 2026 13:45:04 GMT</pubDate><enclosure url="https://static.wixstatic.com/media/c58815_101f3a64c4584621894e90a222ceca1f~mv2.png/v1/fit/w_1000,h_576,al_c,q_80/file.png" length="0" type="image/png"/><dc:creator>Curley Mckenzie</dc:creator></item><item><title><![CDATA[Understanding Your Credit Score: A Key to Lower Interest Rates]]></title><description><![CDATA[By Larissa McKenzie | Motto Mortgage | NMLS 2749501 Your credit score plays a major role in determining the interest rate you qualify for. Here’s how it works—and why it matters. Higher Score = Lower Rate Lenders reward strong credit with lower interest rates because it indicates lower risk. Even a small improvement in your score can make a meaningful difference. Interest Rate Example A 0.5% rate difference can save tens of thousands of dollars over the life of a loan. This is significant!...]]></description><link>https://mckenzielending.wixsite.com/my-site/post/how-credit-scores-impact-your-interest-rate</link><guid isPermaLink="false">69386febbe5683d17da5b334</guid><pubDate>Tue, 09 Dec 2025 18:56:26 GMT</pubDate><enclosure url="https://static.wixstatic.com/media/c58815_98fa0d15a49a4f55bf72c0829864013c~mv2.jpg/v1/fit/w_1000,h_1000,al_c,q_80/file.png" length="0" type="image/png"/><dc:creator>Curley Mckenzie</dc:creator></item><item><title><![CDATA[Top 5 Things to Know Before Getting Pre-Approved]]></title><description><![CDATA[By Larissa McKenzie | Motto Mortgage | NMLS 2749501 Getting pre-approved is the first real step toward buying a home—and being prepared makes the entire process smoother. Here are the top five things you should know before you start: 1. Your Credit Score Matters Lenders use your score to determine your loan options and your interest rate. A higher score can save you thousands over the life of your loan. 2. Know Your Budget Ahead of Time A pre-approval gives you a number, but you know what...]]></description><link>https://mckenzielending.wixsite.com/my-site/post/top-5-things-to-know-before-getting-pre-approved</link><guid isPermaLink="false">69386e5c4e2629cde3a0b7c5</guid><pubDate>Tue, 09 Dec 2025 18:46:48 GMT</pubDate><enclosure url="https://static.wixstatic.com/media/c58815_fc385d7575274e608813dd1ad812a686~mv2.jpg/v1/fit/w_1000,h_1000,al_c,q_80/file.png" length="0" type="image/png"/><dc:creator>Curley Mckenzie</dc:creator></item><item><title><![CDATA[ New CDC eviction moratorium extension]]></title><description><![CDATA[Avoid eviction and stay tuned.  Temporary Halt Until June 30, 2021 Thankfully, Americans who are concerned about being evicted for...]]></description><link>https://mckenzielending.wixsite.com/my-site/post/new-cdc-eviction-moratorium-extension</link><guid isPermaLink="false">6074e386fb09950015b655d5</guid><pubDate>Tue, 13 Apr 2021 00:19:42 GMT</pubDate><enclosure url="https://static.wixstatic.com/media/7540a66fadec4af4923b8edb5477a575.jpg/v1/fit/w_1000,h_1000,al_c,q_80/file.png" length="0" type="image/png"/><dc:creator>Curley Mckenzie</dc:creator></item><item><title><![CDATA[Five Things A Homeowner Should Never Do If They Fall Behind On Their Mortgage]]></title><description><![CDATA[1. Absolutely do not ever deed your property to a third party without absolute confirmation your loan has been paid off. If you deed your...]]></description><link>https://mckenzielending.wixsite.com/my-site/post/manage-your-blog-from-your-live-site</link><guid isPermaLink="false">606a7821c4455c0015b92a42</guid><pubDate>Mon, 05 Apr 2021 02:38:25 GMT</pubDate><enclosure url="https://static.wixstatic.com/media/c58815_b5482fae3b964d4a8e398ca4e161b612~mv2.png/v1/fit/w_1000,h_1000,al_c,q_80/file.png" length="0" type="image/png"/><dc:creator>Larissa McKenzie</dc:creator></item><item><title><![CDATA[Georgia Down Payment Assistance programs.]]></title><description><![CDATA[Owning a home is an American Dream that Larissa McKenzie Real Estate is committed to helping families and individuals fulfill by equipping them  with the tools necessary to make  the best decisions. Below click the link to the county you are interested in purchasing a home in to learn about the program details. Larissa McKenzie Atlanta Affordable Homeownership Program    Neighborhood Lift City of Atlanta Neighborhood Stabilization Atlanta Habitat for Humanity  Dekalb County NSP  Fulton County...]]></description><link>https://mckenzielending.wixsite.com/my-site/post/design-a-stunning-blog</link><guid isPermaLink="false">606a7821c4455c0015b92a41</guid><pubDate>Mon, 05 Apr 2021 02:38:25 GMT</pubDate><enclosure url="https://static.wixstatic.com/media/c58815_2eedecd6598a40fdb0c06ab6af994b41~mv2.png/v1/fit/w_125,h_125,al_c,q_80/file.png" length="0" type="image/png"/><dc:creator>Curley Mckenzie</dc:creator></item><item><title><![CDATA[Certified Military Friendly Specialist]]></title><description><![CDATA[Home ownership is a priority for many U.S. veterans and the incredible benefits of the VA Loan Program are helping thousands of veterans,...]]></description><link>https://mckenzielending.wixsite.com/my-site/post/grow-your-blog-community</link><guid isPermaLink="false">606a7821c4455c0015b92a40</guid><category><![CDATA[VA Home Loan Information]]></category><pubDate>Mon, 05 Apr 2021 02:38:25 GMT</pubDate><enclosure url="https://static.wixstatic.com/media/c58815_3befd930c78f4c34981a635d48f585de~mv2.png/v1/fit/w_1000,h_1000,al_c,q_80/file.png" length="0" type="image/png"/><dc:creator>Larissa McKenzie</dc:creator></item></channel></rss>